Personal Savings

All NorthSide Bank savings accounts come with:

account services

 

Compare Personal Savings options

STAR
Savings
RISING STAR Savings MONEY MARKET Account HEALTH SAVINGS
Account
CDs IRAs
Good for… An easy way to save Children 17 years of age or younger Earning a higher interest rate while still having accessibility to funds A tax-exempt savings account to pay for qualified medical expenses when covered under a high-deductible health plan (HDHP) A secure investment with competitive rates Retirement savings option
Min. Opening Deposit $100 $25 $1,000 $0 $1,000 $1,000
Service Charge $3 quarterly service charge

$0 if you maintain a $100 average daily balance

$0 $10 monthly service charge

$0 if you maintain a $1,000 average daily balance

$0 $0 $0
Interest Earned on all balances, compounded daily and credited quarterly Earned on all balances, compounded daily and credited quarterly Earned on all balances, compounded daily and credited monthly Earned on all balances, compounded daily and credited monthly  Earned on all balances, compounded daily and credited monthly  Earned on all balances, compounded daily and credited monthly
Transactional Account Limited Limited Limited Unlimited No No
Additional Info Free checks

Imaged checks provided with monthly statement

Imaged checks provided with monthly statement

Free ATM/Debit Card

Free ATM usage nationwide

Terms available from 3 months to 5 years

Automatic certificate renewal

Interest may be reinvested, deposited to another account, or paid by check

May be invested in CD or Money Market Account

Standard IRA rules apply

 

  1. eStatements are optional and available upon request. Paper statements will be mailed if you don’t request eStatements.
  2. Mobile Banking requires enrolment in Online Banking. Data connection required. Wireless carrier fees may apply. Please see Mobile Banking Agreement and Disclosure for more details.
  3. Mobile check deposits are subject to verification and are not available for immediate withdrawal. Please see Mobile Deposit Capture Terms & Conditions for more details, including funds availability, deposit limits, proper disposal of checks, restrictions, and terms and conditions.
  4. A penalty may be imposed for early withdrawal on CDs and IRAs.
  5. Additional fees may apply other than the service charge. Please see NorthSide Products and Fee Schedule.
  6. The interest rate and annual percentage yield may change after account opening.
  7. For Money Market Accounts, the tiered interest rate and annual percentage yield will depend upon the average daily balance
  8. NorthSide Bank automatically rebates any fees you may be charged at other ATMs nationwide.
  9. Consult your tax advisor about the tax benefits applicable to health savings accounts